The world market of digital payment systems.

Features of the market of e-currencies.

The market of digital payments systems is borderless. The main task and idea of e-market is to conduct financial transaction on the Internet. Nowadays there are a lot of digital payment systems that integrate national currency, gold and other precious metals with on-line based technology to provide a fast and secure opportunity for businesses, persons to do business 24 hours a day.

E-currency market provides and consists of a number of electronic money systems (e-currencies). Electronic money (also known as e-currency, e-money, electronic cash, electronic currency, digital money, digital cash or digital currency) is a scrip that is only exchanged on-line. This always involves the use of computer networks, the Internet and digital stored value systems. Digital Funds Transfer and direct deposit are all examples of electronic funds. Also, it is a collective term for financial cryptography and technologies.

E-currency is a system of debits and credits to exchange value. Payment processor for e-currency can sell there own e-currency directly to the end user (like AlertPay) or other payment processor (like: Liberty Reserve, Perfect Money) can sell through digital currency exchangers (in this manner you exchange e-currency for real money like EURO, USD dollars). Depending on how e-currency is backed by gold or one of national currency, e-currency may be fully backed by gold (c-gold), or non gold backed or both gold and non gold backed (Liberty Reserve).

Segments of the e-currency market:

• Exchanging of e-currency.
  Digital currency exchangers are independent exchange providers which exchange national currency to electronic money, such as Liberty Reserve into Perfect Money. Exchangers charge a commission for transactions. There are no specific financial regulations governing DCEs, so they operate under self-regulation.
• Investment Programs(Hiyp's and Liyp's or Forex trading).
  A high or low-yield investment program (HYIP) is a type of Ponzi scheme, which is an investment scam that promises an unsustainable high return on investment by paying previous investors with the money invested by newcomers. And The foreign exchange market (forex, FX, or currency market) is a worldwide decentralized over-the-counter financial market for the trading of currencies.
• Gambling industry (poker rooms or on-line casino).
  Gambling include in itself all websites about poker rooms or on-line casino. This is the place where people can bet with e-currency and get profit from betting and playing poker or any other game of chance. Place "the stakes" and get profit in a short period. The main advantage of e-currency is that you do not need to leave your home to play games.
• On-line shopping.
  On-line shopping gives you an opportunity almost instantly buy goods, pay for different kind of services etc. in the real-time without any agents. The process is called electronic commerce if there is any agent between buyer and seller.
• Payments for bills and services.
  With the use of e-currency you can pay for bills and services on-line
• Adult industry.
  Thanks to e-currency market, banks now offer services where customers can send money from one place to another without using cash. Customers who dialed with e-currency market knows that it is possible to pay bills, change electronic money from one account to another, and pay for things they want to buy such as food, a car, a television or a service such as Forex Trading.

Brief description of e-currency systems.

1.Liberty Reserve (website: http://libertyreserve.com)
Alexa traffic rank - (1,776)
The most viewed by Nigeria, Russia, Indonesia. (Get paid, stay paid - unlike credit cards, all payments are irrevocable. You can even send payments to many users at once using the batch pay option. Pay your bills - Just use any of LR approved exchange providers to send a check to you or anyone and anywhere in the world in exchange for your Liberty Reserve funds. Liberty Reserve is protected by an offshore Trust, and is at all times backed 100% by U.S. dollars for LR-USD accounts, and by gold for LR-gold accounts, etc)

2. Perfect Money (website: http://perfectmoney.com)
Alexa traffic rank - (5,548)
The most viewed by Russia, Ukraine, USA. (Perfect Money is a leading financial service allowing the users to make instant payments and to make money transfers securely throughout the Internet opening unique opportunities to Internet users and owners of the Internet businesses. Perfect Money targets to bring the transactions on the Internet to the ideal level)

3. AlertPay (website: http://alertpay.com)
Alexa traffic rank - (1,102)
The most viewed by USA, India, Indonesia. (A legally registered company founded in 2006, they use SSL encryption and offer same day processing at wholesale rates. They also offer bank wires, Western Union, VISA payments, domestic bank deposits and various e-currencies, and are available 24 hours a day)

4. C-Gold (website: http://c-gold.com)
Alexa traffic rank - (291,918)
The most viewed by Latvia, Lithuania, Russia. (Commerce Gold (c-gold.com) is a project of Private Gold Equities Exchange Limited, a Seychelles company (est. 2005, cert. 024795) that specializes in the development and operation of on-line market places and e-commerce platforms. The weight-based balance of your holdings account represents the exact amount of your claim on the overall gold stored for c-gold users.)

5. SolidTrustPay (website: http://solidtrustpay.com)
Alexa traffic rank - (5,849)
The most viewed by USA, Canada, India. (SolidTrust Pay believes that on-line business professionals need advanced payment systems. In addition to traditional businesses, STPay welcomes MLM, Affiliate and Network Marketing Companies, Traffic Exchanges, Matrix Models, PTR, PTC and Membership/Subscription Companies, EBay and other Auction Stores). The rules applicable to E-currency market are no different to those that apply to futures trading. The value of E-currency is determined, like in the case of other currencies, by the supply and demand. The investment could either be in currency that has the backing of history and performance or opt for ones that are being experimented with.

Buying and selling products and services on the Internet is possible because of e-currency. In the present time, more security on the Internet means more people are now buying and selling on-line. Modern security means it is now safer to deal on the Internet, but there are still some risks involved. And payment systems that exist on the Internet are constantly updating and changing their software to make it pretty much impossible for hackers to gain access to your financial data.
Modern market conditions give an impulse for e-systems to become maximum liquid, faster and safer than ever before.

You can make a serious profit by becoming an e-merchant. A position that will entail providing liquidity for e-Currency businesses that take place, hundreds to thousands of times, in the on-line market place. You should know that this is only the beginning of e-commerce and creation of e-currency market as itself. There could much more to appear.

So if you do decide to take part in this exciting and profitable opportunity remember to gain as much knowledge on the topic first before inputting your money.

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